An Appetite for Success Strategies From Zingerman’s Deli
By Heidi Overman
1970 Stein Connects CUES to its Past
By Lisa Hochgraf
The Profit Risk Problem
By Rich Weissman
While credit and asset liability risk measure risks in the balance sheet, “profit risk”—a term coined by DMA—refers to the concentration of different streams of profitability within the income statement.
Stifling Credit Unions Stifles the American Dream
By Louis Hernandez, Jr.
For Real Innovation, Go Back to Basics
By David Tuyo, CCE, AIF, CIMA, MBA
What’s next in credit union innovation? Is it an amazing new technology, or a product or service no one has thought of?
Support Your Directors with Easy-to-Access Resources
By Jessica Jones
The regulations and compliance issues directors face continue to increase and become more complex, while member needs and credit union growth always remain crucial. And time is a precious commodity.
Developing Young Professionals
By Kristin Ryan
Unpaid Interns
By Theresa Witham
A Door Has Been Opened
By Lisa Hochgraf
Stress Test Projects ... Future Cash Flow
By Lisa Hochgraf
When credit unions talk about stress tests, they're often referring to asset/liability modeling in which they enter various interest rate scenarios and look at how that will affect their financials.
When Jim Devine talks about stress tests, he is referring to modeling a business' future cash flow, so a credit union can get a read on whether a business borrower is likely to have the cash needed to make timely payments on a loan.
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