Michael S. Edwards


treasury department facade with pillars
Article

Treasury’s Financial Inclusion and Responsible Lending Initiatives
Treasury’s Financial Inclusion and Responsible Lending Initiatives
by Michael S. Edwards

5 minutes
hand tablet opening banking
Article

On Compliance: Would the U.S. Constitution Require Treasury to Pay Credit Unions for Open Banking Rule?
On Compliance: Would the U.S. Constitution Require Treasury to Pay Credit Unions for Open Banking Rule?
by Michael S. Edwards

4 minutes
expel person block square
Article

On Compliance: Can Expelled Federal Credit Union Members Sue in Federal Court?
On Compliance: Can Expelled Federal Credit Union Members Sue in Federal Court?
by Michael S. Edwards

5 minutes
chocolate pudding spoon
Article

Good Governance: The Proof Is in the Pudding
Good Governance: The Proof Is in the Pudding
by Michael S. Edwards

6 minutes
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Article

On Compliance: NCUA Financial Innovation Proposal Will Modernize Indirect Lending
On Compliance: NCUA Financial Innovation Proposal Will Modernize Indirect Lending
by Michael S. Edwards

5 minutes
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Article

On Compliance: CFPB Could Propose Giving Big Tech Access to Credit Unions’ Core Systems
On Compliance: CFPB Could Propose Giving Big Tech Access to Credit Unions’ Core Systems
by Michael S. Edwards

5 minutes
percent signs on yellow background
Article

On Compliance: Revised Interest Rate Risk Framework Adopts a More Qualitative Approach
On Compliance: Revised Interest Rate Risk Framework Adopts a More Qualitative Approach
by Michael S. Edwards

4 minutes
gavel on a court desk with flag
Article

On Compliance: What the Supreme Court’s ‘Administrative State’ Decision Means for Credit Unions
On Compliance: What the Supreme Court’s ‘Administrative State’ Decision Means for Credit Unions
by Michael S. Edwards

5 minutes
a businessman with a briefcase walks up stairs
Article

On Compliance: Will the Underserved Areas Field of Membership Bill Get Legs?
On Compliance: Will the Underserved Areas Field of Membership Bill Get Legs?
by Michael S. Edwards

4 minutes
banners trumpets herald
Article

On Compliance: New Call Reports, Exam Tool and Risk-Based Capital Rule Herald New Era
On Compliance: New Call Reports, Exam Tool and Risk-Based Capital Rule Herald New Era
by Michael S. Edwards

5 minutes
businessman studies squiggle of complexity drawn on chalkboard
Article

Unwinding the COVID-19 Concessions for ‘Secret CECL’
Unwinding the COVID-19 Concessions for ‘Secret CECL’
by Michael S. Edwards

5 minutes
businessman balancing coin stack on wooden beam
Article

On Compliance: Complex Credit Union Leverage Ratio vs. Risk-Based Capital Rule
On Compliance: Complex Credit Union Leverage Ratio vs. Risk-Based Capital Rule
by Michael S. Edwards

5 minutes
wooden blocks spelling out the word risk with wooden arrows pointing to them
Article

On Compliance: Be Ready to Update Your Loss Mitigation Procedures
On Compliance: Be Ready to Update Your Loss Mitigation Procedures
by Michael S. Edwards

5 minutes
watering can labeled Capitalization pouring water onto a growing daisy in a pot labeled Success
Article

On Compliance: Proposed Capitalization of Interest Rule
On Compliance: Proposed Capitalization of Interest Rule
by Michael S. Edwards

5 minutes
Illustration of red and blue figures showing collaboration
Article

On Compliance: What’s Next for the NCUA Board?
On Compliance: What’s Next for the NCUA Board?
by Michael S. Edwards

5 minutes
man using smartphone with credit card and dollar signs
Article

Civil War-Era Law Dooms OCC’s Fintech Charter
Civil War-Era Law Dooms OCC’s Fintech Charter
by Michael S. Edwards

5 minutes
dawning sky over lake
Article

On Compliance: A New Era Dawns for Community Fields of Membership
On Compliance: A New Era Dawns for Community Fields of Membership
by Michael S. Edwards

4 minutes
judge’s gavel on a wooden table
Article

On Compliance: Will a COVID-19 Recession Lead to Supervisory Enforcement Actions?
On Compliance: Will a COVID-19 Recession Lead to Supervisory Enforcement Actions?
by Michael S. Edwards

5 minutes
man watches executive present on laptop screen
Article

NCUA OKs Virtual Annual Meetings, Postponements to Combat COVID-19
NCUA OKs Virtual Annual Meetings, Postponements to Combat COVID-19
by Michael S. Edwards

4 minutes
tree sapling growing on a sawed-off tree stump
Article

On Compliance: NCUA Second Chance Rule Expands Credit Unions’ Talent Pool
On Compliance: NCUA Second Chance Rule Expands Credit Unions’ Talent Pool
by Michael S. Edwards

5 minutes
two executives work on numbers
Article

NCUA’s New Supervisory Committee Audit Rules
NCUA’s New Supervisory Committee Audit Rules
by Michael S. Edwards

4 minutes
Office workstation top view of business people working around M&A, keyboard, calculator, tablet and money on wooden table
Article

Directors’ Responsibilities in Credit Union Acquisitions of Banks
Directors’ Responsibilities in Credit Union Acquisitions of Banks
by Michael S. Edwards

4 minutes
executive hands up
Article

Directors Key to Effective Grassroots Advocacy
Directors Key to Effective Grassroots Advocacy
by Michael S. Edwards

5 minutes
scales of justice and law books
Article

On Compliance: Recent Ruling and New Definition Prime FCUs for Membership Growth
On Compliance: Recent Ruling and New Definition Prime FCUs for Membership Growth
by Michael S. Edwards

5 minutes